Cash Out Refinance

Loans from $75,000 to $5 Million


  • Loans from $75,000 to $5 million
Rates from 9.5%
  • Up to 70% LTV
  • Loan Term up to 24 Months
  • Closing in as little as 5 Days

Do More Projects

Investors and developers utilize cash-out refinancing so they can dip into equity from current investments and use that equity towards a new purchase or opportunity. It makes for a simple and fast solution when you’re ready but do not have cash on hand.

Fast Funding

We strive to get you funded as fast as possible. Loan settlements typically occur within 5 – 10 business days upon full application completion.

Flexible Terms

Our program offers lending options outside traditional hard money loans. Whether you are new to flipping, don’t have an LLC, no time for an appraisal – we will structure a loan that fits your individual needs.

Minimal Paperwork

Our streamlined underwriting process allows you to focus on the project, not the paperwork. Fix and flip loans are primarily approved on collateral value and borrower experience.

Local Expertise

Restoration Capital has funded over $750 million of loans like yours throughout the Washington DC Metro Area. As a direct lender specializing in renovation and rental loans, we’ll give you confidence that you’ve found a strong partner to help you meet your real estate investment goals.

Our Lending Experts are Here to Help

Want to use your property’s equity to do more projects?  We want to make your life easier with our flexible process and knowledgeable staff.  Get started with our online pre-approval or give us a call at (703) 375-9937.

Recent Projects We've Funded

Fix and Flip

$750,000 Loan

Single-Family Rehab Loan

Washington DC

Experience Capitol Hill living at its finest in the renovated 337 17th PL NE, featuring modern finishes and an open floor plan with a standout 12-foot kitchen island. Upgrades include new electrical, plumbing, roof, and windows. Ideally located near attractions and transportation.

Fix and Flip

$835,000 Loan

Single-Family Rehab Loan

Potomac MD

Upgrades include, new roof, gourmet kitchen, custom tile work in all bathrooms and upgraded vanities and light fixtures, luxury owner’s bathroom with expansive walk-in shower. Additionally, there are two fully renovated bathrooms on the upper level. Luxury vinyl flooring has been installed throughout the home, offering a blend of aesthetics and durability. To further enhance this home’s appeal, it is equipped with a ready-to-go EV charger.

Fix and Flip

$367,000 Loan

Single-Family Rehab Loan

Washington DC

The borrower is a full-time flipper who used a fix and flip loan to renovate an older DC home. The property was transformed into an open concept living space with extensive renovations including new kitchen, bathrooms, finished basement and landscaping. The property was purchased for $332,000 and sold for $650,000.

Fix and Flip

$403,000 Loan

Townhouse Rehab Loan

Arlington VA

The borrower is a part-time flipper who used a fix and flip loan to renovate a 2 bed, 2 bath townhouse. The interior renovation including removing two walls to open-up the kitchen with a custom island. It was purchased for $430,000 and sold for $598,000.

Fix and Flip

$423,000 Loan

Single-Family Rehab Loan

Fort Washington MD

This single family located in Fort Washington, MD was purchased for $463,000. Extensive renovations in the amount of $93,000 were made to improve both the interior and exterior including open concept kitchen, additional bathrooms and new deck. Property was resold for $845,000.