Fix and Flip

Loans from $75,000 to $5 Million


  • Loans from $75,000 to $5 million
Rates from 10.99%
  • Up to 85% LTC
  • Borrow up to 100% of rehab costs
  • Closing in as little as 5-10 Days

Simplify Your Financing

Our fix and flip lending program is fast, simple and stress-free. No prior flipping experience is required and no minimal credit score. We will fund renovation projects of any scope or size, up to 85% LTC and 70% ARV (after repair value).

Fast Funding

As a direct lender, we have the ability to close transactions the same day and have been known to do just that. If you need to close sooner than advertised, don’t be afraid to ask!

Flexible Terms

Our program offers lending options outside traditional hard money loans. Whether you are new to flipping, don’t have an LLC, no time for an appraisal – we will structure a loan that fits your individual needs.

Minimal Paperwork

Our streamlined underwriting process allows you to focus on the project, not the paperwork. Fix and flip loans are primarily approved on collateral value and borrower experience.

Flexible Terms

Restoration Capital has funded over $750 million of loans like yours throughout the Washington DC Metro Area. As a direct lender specializing in renovation and rental loans, we’ll give you confidence that you’ve found a strong partner to help you meet your real estate investment goals.

Our Fix and Flip Lending Experts are Here to Help

Thinking about a new fix and flip project? We want to make your life easier with our flexible process and knowledgeable staff. Get started with our online
pre-approval or give us a call at (703) 375-9937.

Recent Projects We've Funded

Fix and Flip

$835,000 Loan

Single-Family Rehab Loan

Potomac MD

Upgrades include, new roof, gourmet kitchen, custom tile work in all bathrooms and upgraded vanities and light fixtures, luxury owner’s bathroom with expansive walk-in shower. Additionally, there are two fully renovated bathrooms on the upper level. Luxury vinyl flooring has been installed throughout the home, offering a blend of aesthetics and durability. To further enhance this home’s appeal, it is equipped with a ready-to-go EV charger.

Fix and Flip

$367,000 Loan

Single-Family Rehab Loan

Washington DC

The borrower is a full-time flipper who used a fix and flip loan to renovate an older DC home. The property was transformed into an open concept living space with extensive renovations including new kitchen, bathrooms, finished basement and landscaping. The property was purchased for $332,000 and sold for $650,000.

Fix and Flip

$403,000 Loan

Townhouse Rehab Loan

Arlington VA

The borrower is a part-time flipper who used a fix and flip loan to renovate a 2 bed, 2 bath townhouse. The interior renovation including removing two walls to open-up the kitchen with a custom island. It was purchased for $430,000 and sold for $598,000.

Fix and Flip

$423,000 Loan

Single-Family Rehab Loan

Fort Washington MD

This single family located in Fort Washington, MD was purchased for $463,000. Extensive renovations in the amount of $93,000 were made to improve both the interior and exterior including open concept kitchen, additional bathrooms and new deck. Property was resold for $845,000.