Fix and Flip
FIX AND FLIP
- Loans from $75,000 to $5 million
- Up to 85% LTC
- Borrow up to 100% of rehab costs
- Closing in as little as 5-10 Days
Simplify Your Financing
Our fix and flip lending program is fast, simple and stress-free. No prior flipping experience is required and no minimal credit score. We will fund renovation projects of any scope or size, up to 85% LTC and 70% ARV (after repair value).
Fast Funding
As a direct lender, we have the ability to close transactions the same day and have been known to do just that. If you need to close sooner than advertised, don’t be afraid to ask!
Flexible Terms
Our program offers lending options outside traditional hard money loans. Whether you are new to flipping, don’t have an LLC, no time for an appraisal – we will structure a loan that fits your individual needs.
Minimal Paperwork
Our streamlined underwriting process allows you to focus on the project, not the paperwork. Fix and flip loans are primarily approved on collateral value and borrower experience.
Flexible Terms
Restoration Capital has funded over $750 million of loans like yours throughout the Washington DC Metro Area. As a direct lender specializing in renovation and rental loans, we’ll give you confidence that you’ve found a strong partner to help you meet your real estate investment goals.
Our Fix and Flip Lending Experts are Here to Help
Recent Projects We've Funded
Fix and Flip
$750,000 Loan
Single-Family Rehab Loan
Washington DC
Experience Capitol Hill living at its finest in the renovated 337 17th PL NE, featuring modern finishes and an open floor plan with a standout 12-foot kitchen island. Upgrades include new electrical, plumbing, roof, and windows. Ideally located near attractions and transportation.
Fix and Flip
$835,000 Loan
Single-Family Rehab Loan
Potomac MD
Upgrades include, new roof, gourmet kitchen, custom tile work in all bathrooms and upgraded vanities and light fixtures, luxury owner’s bathroom with expansive walk-in shower. Additionally, there are two fully renovated bathrooms on the upper level. Luxury vinyl flooring has been installed throughout the home, offering a blend of aesthetics and durability. To further enhance this home’s appeal, it is equipped with a ready-to-go EV charger.
Fix and Flip
$367,000 Loan
Single-Family Rehab Loan
Washington DC
The borrower is a full-time flipper who used a fix and flip loan to renovate an older DC home. The property was transformed into an open concept living space with extensive renovations including new kitchen, bathrooms, finished basement and landscaping. The property was purchased for $332,000 and sold for $650,000.
Fix and Flip
$403,000 Loan
Townhouse Rehab Loan
Arlington VA
The borrower is a part-time flipper who used a fix and flip loan to renovate a 2 bed, 2 bath townhouse. The interior renovation including removing two walls to open-up the kitchen with a custom island. It was purchased for $430,000 and sold for $598,000.
Fix and Flip
$423,000 Loan
Single-Family Rehab Loan
Fort Washington MD
This single family located in Fort Washington, MD was purchased for $463,000. Extensive renovations in the amount of $93,000 were made to improve both the interior and exterior including open concept kitchen, additional bathrooms and new deck. Property was resold for $845,000.